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1️⃣ Download the app Employees have an optional onboarding questionnaire to inform the AI recommendations 2️⃣ Browse and choose Intuitive employee experience guided by the AI-driven recommendations 3️⃣ Pay easily Employees pay with embedded prepaid virtual cards (no more reimbursements!) 4️⃣ 24/7 support Fijoya handles 100% of employee queries with an embedded conversational support function and 24/7 global support team