Business banking as it should be: Mercury offers FDIC-insured bank accounts, debit and credit cards, and 3-click payment flows for startups of all sizes. Applying is quick and simple, and there are no fees or minimum balances.

Automation and integration: Mercury allows users to automate recurring payments, accounts payable, and other banking busywork.

Mercury Treasury: Mercury gives users access to mutual funds from their dashboard, where they can earn up to 1.5% APY on their cash balances.